Privacy Policy/Terms and Conditions

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By accessing this web site, you are agreeing to be bound by these web  site Terms and Conditions of Use, applicable laws and regulations and  their compliance. If you disagree with any of the stated terms and  conditions, you are prohibited from using or accessing this site. The  materials contained in this site are secured by relevant copyright and  trade mark law.  

1. Permission is allowed to temporarily download one duplicate of the  materials (data or programming) on Secure Retirement Group's site for  individual and non-business use only. This is the just a permit of  license and not an exchange of title, and under this permit you may not:   
   1. modify or copy the materials;
   2. use the materials for any commercial use , or for any public presentation (business or non-business); 
   3. attempt to decompile or rebuild any product or material contained on Secure Retirement Group's site;
   4. remove any copyright or other restrictive documentations from the materials; or
   5. transfer the materials to someone else or even "mirror" the materials on other server.
2. This permit might consequently be terminated if you disregard any of  these confinements and may be ended by Secure Retirement Group whenever  deemed. After permit termination or when your viewing permit is  terminated, you must destroy any downloaded materials in your ownership  whether in electronic or printed form.

1. The materials on Secure Retirement Group's site are given "as is".  Secure Retirement Group makes no guarantees, communicated or suggested,  and thus renounces and nullifies every single other warranties,  including without impediment, inferred guarantees or states of  merchantability, fitness for a specific reason, or non-encroachment of  licensed property or other infringement of rights. Further, Secure  Retirement Group does not warrant or make any representations concerning  the precision, likely results, or unwavering quality of the utilization  of the materials on its Internet site or generally identifying with  such materials or on any destinations connected to this website.  

In no occasion should Secure Retirement Group or its suppliers subject  for any harms (counting, without constraint, harms for loss of  information or benefit, or because of business interference,) emerging  out of the utilization or powerlessness to utilize the materials on  Secure Retirement Group's Internet webpage, regardless of the  possibility that Secure Retirement Group or a Secure Retirement Group  approved agent has been told orally or in written of the likelihood of  such harm. Since a few purviews don't permit constraints on inferred  guarantees, or impediments of obligation for weighty or coincidental  harms, these confinements may not make a difference to you.  

The materials showing up on Secure Retirement Group's site could  incorporate typographical, or photographic mistakes. Secure Retirement  Group does not warrant that any of the materials on its site are exact,  finished, or current. Secure Retirement Group may roll out improvements  to the materials contained on its site whenever without notification.  Secure Retirement Group does not, then again, make any dedication to  update the materials.  

Secure Retirement Group has not checked on the majority of the websites  or links connected to its website and is not in charge of the substance  of any such connected webpage. The incorporation of any connection does  not infer support by Secure Retirement Group of the site. Utilization  of any such connected site is at the user's own risk. 

Secure Retirement Group may update these terms of utilization for its  website whenever without notification. By utilizing this site you are  consenting to be bound by the then current form of these Terms and  Conditions of Use.  

Any case identifying with Secure Retirement Group's site should be  administered by the laws of the country of Colorado Secure Retirement  Group State without respect to its contention of law provisions.  

General Terms and Conditions applicable to Use of a Web Site. 

What  information do we collect? We collect information from you when you  register on our site, subscribe to our newsletter, or fill out a form.  Any data we request that is not required will be specified as voluntary  or optional. When ordering or registering on our site, as appropriate,  you may be asked to enter your name, e-mail, address, phone number for  [Insert Page Name Here]. You may, however, visit our site anonymously.  Like most websites, we use cookies to enhance your experience, gather  general visitor information, and track visits to our website. Please  refer to the ‘do we use cookies?’ section below for information about  cookies and how we use them. 

What do we use your information for? Any of the information we collect from you may be used in the following ways: 

• To personalize your experience 

(your information helps us to better respond to your individual needs) 

• To improve our website 

(we continually strive to improve our website offerings based on the information and feedback we receive from you) 

• To improve customer service 

(your information helps us to more effectively respond to your customer service requests and support needs) 

• To send periodic emails 

How do we protect your information? We implement a variety of  security measures to maintain the safety of your personal information  when you submit a request or enter, submit, or access your personal  information. These security measures include password protected  directories and databases to safeguard your information, SSL (Secure  Sockets Layered) technology to ensure that your information is fully  encrypted and sent across the internet securely, or PCI Scanning to  actively protect our servers from hackers and other vulnerabilities. 

We offer the use of a secure server. All supplied sensitive/credit  information is transmitted via Secure Sockets Layer (SSL) technology and  then encrypted into our database to be accessed only by those who are  authorized with special access rights to our systems and are required to  keep the information confidential. After a transaction, your private  information (credit cards, Social Security numbers, financials, etc.)  will not be stored on our servers. 

Do we use cookies? Yes. Cookies are small files that a site or its  service provider transfers to your computer’s hard drive through your  Web browser (if you allow) that enables the site’s or service provider’s  systems to recognize your browser and capture and remember certain  information. 

Do we disclose any information to outside parties? We do not sell,  trade, or otherwise transfer to outside parties your personally  identifiable information. This does not include trusted third parties  who assist us in operating our website, conducting our business, or  servicing you, as long as those parties agree to keep this information  confidential. We may also release your information when we believe  release is appropriate to comply with the law, enforce our site  policies, or protect ours or others’ rights, property, or safety.  However, non-personally identifiable visitor information may be provided  to other parties for marketing, advertising, or other uses. 

Third-party links 

Occasionally, at our discretion, we may include or offer  third-party products or services on our website. These third-party sites  have separate and independent privacy policies. We, therefore, have no  responsibility or liability for the content and activities of these  linked sites. Nonetheless, we seek to protect the integrity of our site  and welcome any feedback about these sites. 

Children’s Online Privacy Protection Act compliance 

We are in compliance with the requirements of COPPA (Children’s  Online Privacy Protection Act); we do not collect any information from  anyone under 18 years of age. Our website, products, and services are  all directed to people who are at least 18 years old. 

CAN-SPAM compliance 

We have taken the necessary steps to ensure that we are compliant  with the CAN-SPAM Act of 2003 by never sending out misleading  information. 

Online privacy policy only 

This online privacy policy applies only to information collected through our website and not to information collected offline. 

Your Consent 

By using our site, you consent to our privacy policy. 

Changes to our privacy policy 

If we decide to change our privacy policy, we will post those  changes on this page, and/or update the Privacy Policy modification date  below. Policy changes will apply only to information collected after  the date of the change. 

This policy was last modified on [March 19, 2020] 

Privacy policy customer pledge 

We pledge to you, our customer, that we have made a dedicated  effort to bring our privacy policy in line with the following important  privacy laws and initiatives: 

Federal Trade Commission Fair Information Practices 

Children’s Online Privacy Protection Act 

Privacy Alliance and Marketing Act 

Trust Guard Privacy Requirements